Healthcare Reform

Notice of Exchange (Marketplaces) to Employees

Under the Patient Protection and Affordable Care Act (PPACA), Grand Rapids Community College is required to provide each employee with a written notice providing information about the exchange (also referred to as “marketplaces”).

The exchange notice will provide employees with information about the marketplaces, how to request assistance in accessing the marketplace, describe the availability of a premium tax credit (if applicable) and explain the implications for the employee if they decide to purchase a qualified health plan though a Marketplace.

If you are benefits eligible: Grand Rapids Community College will continue to offer valuable health insurance. If you are currently eligible to participate and maintain your benefits eligible status, you will still be eligible to participate in the employer-sponsored plan in 2014. The employer-sponsored plan may be your best option for coverage. If you plan to continue participating in the employer-sponsored plan, the Marketplace Notice may not impact you.

If you are not benefits eligible: You will have new options for getting medical insurance from the Health Insurance Marketplace. If you are considering purchasing health insurance through the Health Insurance Marketplace, the Marketplace Notice is important for you to review in order to understand your options. If you choose to purchase health insurance through the Marketplace, you can enroll beginning October 1, 2013 for coverage that is effective January 1, 2014.

For information on the health insurance marketplace go to:

If you have questions about the exchange notice, please contact Maria Belmares Herrera at (616) 234-4052.