Open Enrollment 2020

Important Health Insurance Information

The insurance rates increased by 5.15%. The PA 152 CAP has been increased by 2%. This increase was distributed by the State of Michigan in September and takes effect January 1, 2020. Employee deductions are twice per month and these changes start on the 1/10/2020 paycheck.

HSA health plan participants:

  • The IRS increased the minimum deductible for HSA - qualified High Deductible Health Plans. Starting January 2020, the minimum annual deductible increases for single to $1,400 ($50 increase)/family to $2,800 ($100 increase).
  • HSA participants who wish to contribute to an HSA must complete a new HSA payroll deduction form for the 2020 calendar year.

Open Enrollment starts October 28 and runs through November 8, 2019 at 5 p.m.

The annual open enrollment period is the time during the year (without a qualifying event), when you have the opportunity to enroll or change your medical plans. Open Enrollment changes are effective January 1, 2020.

Please note: If you are enrolling in an HSA or FSA for 2020, waiving health coverage, making changes to your health plan, or adding /removing dependents you must complete the required open enrollment paperwork. If none of the above apply then you do not need to complete enrollment paperwork at this time.

WMHIP Informational Meetings

To learn more about the different plans offered to GRCC employees through WMHIP, or to learn more about the changes coming to our plan year, be sure to attend a WMHIP Informational Meeting. Meetings will be as follows:

Date Time Location
Wednesday, October 30 2 - 3 p.m.

    ATC Auditorium (Room 168)

Tuesday, November 5      10 - 11 a.m.     SCC Multi-Purpose Room 234


FSA and H.S.A. Lunch and Learn

Monday October 28, 2019 from 11:30 a.m. to 1 p.m. in the SCC Multi-Purpose Room 234

Learn more about your Flexible Spending Accounts and Health Savings Accounts benefits options.

  • Audra Holloman from Flex Administrators Inc., will be presenting on Flexible Spending Accounts, including yearly limits, carry over, claim submission and eligible FSA expenses.
  • Kerry Simmons - HSA Health Plan - Health Equity.
  • Lake Michigan representative will be presenting on Health Savings Account.

Please RSVP at: RSVP - FSA/HSA Lunch and Learn

Open Enrollment Documents/Forms for Full-time Employees:

Open Enrollment Documents/Forms for PSLB Employees:

WMHIP Health Plan Options and Information:

For HSA health participants: HSA contribution limits are determined on a calendar/tax-year basis. During open enrollment, H.S.A. participants must complete a new H.S.A. payroll deduction form for the 2020 calendar year.

During this time, you may elect to participate in the Flexible Spending Account. If you are currently enrolled in the Flexible Spending Account, you must re-enroll each plan year to continue participating in the program.


Annual Notices 

Summaries of Benefits and Coverage

BCBSM Helpful Resources


If you have any questions please feel free to contact Debra Davis at ext 4175, Maria Belmares Herrera at ext 4052, or Cathy Kubiak at ext 3971.