Eligibility
Students must complete the FAFSA, be enrolled in a minimum of six credits, and meet all other financial aid eligibility requirements to be considered for a Direct Loan.
Borrowing Limits
Yearly Maximums
| Student Level & Dependency Status | Maximum Subsidized and Unsubsidized | Maximum Subsidized |
|---|---|---|
| Dependent Freshman | $5,500 | $3,500 |
| Dependent Sophomore | $6,500 | $4,500 |
| Independent Freshman | $9,500 | $3,500 |
| Independent Sophomore | $10,500 | $4,500 |
Lifetime Limits
| Student Level and Dependency Status | Maximum Subsidized and Unsubsidized | Maximum Subsidized |
|---|---|---|
| Dependent Undergraduate | $31,000 | $23,000 |
| Independent Undergraduate | $57,500 | $23,000 |
| Graduate and Professional Students | $138,500 | $65,500 |
View More Information on Loan Limits