Skip to main content

Financial Aid & Scholarships

Qualifying for financial aid

GRCC students receive an education that rivals top Michigan universities for a fraction of the cost. We are committed to ensuring your education is financially possible by working with you to identify grant, scholarship and loan options unique to your needs and academic goals.

Your first step to qualify for most financial aid programs is to complete the Free Application for Federal Student Aid (FAFSA) to see if you are one of the millions of students that qualify each year. To begin, you will need an FSA ID & Password.

FAFSA is now available on your mobile device by downloading the myStudentAid mobile app.

If you need help filling out the FAFSA or determining which financial aid options are best for you, schedule an appointment with one of our financial aid specialists or walk in during Enrollment Center business hours.

  • Taking classes during the Fall 2021, Winter 2022, or Summer 2022 semesters? Fill out the FAFSA based on your 2019 income information. Or download the myStudentAid app.
  • State aid recipients: You must complete a FAFSA to be considered for any form of state aid.

Summer 2022 Financial Aid Calendar

Event Date

Bookstore Charges

April 29 - May 20, 2022

Summer Semester Start Date

May 9, 2022

Last Day for Payment Plan

May 13, 2022

Census Date (midnight)

May 23, 2022

Financial Aid Disbursements by Date

  • Pell Grants and Summer Direct Loans: June 10, 2022
  • 2nd half of Direct Loans: June 24, 2022

Students with all late starting classes will receive their refund within a week of their classes starting.

Fall 2022 Financial Aid Calendar

Event Date

Bookstore Charges

August 19-September 16

Fall Semester Start Date

August 29, 2022

Last Day for Payment Plan

August 5, 2022

Census Date (midnight)

September 12, 2022

Financial Aid Disbursements by Date

  • Pell Grants and Summer Direct Loans: September 30, 2022
  • 2nd half of Direct Loans: October 28, 2022

Students with all late starting classes will receive their refund within a week of their classes starting.

Have you had a change in your family or financial situation?

Grand Rapids Community College recognizes that households face circumstances which result in a change in your family or financial situation. The information provided on the Free Application for Federal Student Aid (FAFSA) by students and families may not reflect the current economic situation.

Special Circumstances could include, but are not limited to: unemployment or change in employment resulting in a significant decrease in annual income, divorce or separation, death of a parent or spouse, etc. If you have faced a special circumstance, you can request to complete the form and submit the requested documentation on your Student Forms Account. Please log into your Student Forms Account and click the “request” button for a “Family Contribution” Form.

GRCC will review and process these requests as soon as your documentation is submitted. The Financial Aid Office will send an email to the student’s GRCC email address with any additional documentation requirements. After the documentation has been reviewed, the Financial Aid Office will send an email detailing the outcome of the request. If there is a change to the student’s financial aid awards, this information can be found on the student’s GRCC Online Center under the financial aid tile.

Dependency Status

The FAFSA requires that dependent students include parent information. However, Grand Rapids Community College understands there may be family situations in which providing parent information is not possible. Certain circumstances may warrant a dependency appeal. These circumstances include: abandonment by parents, an abusive family environment that threatens the student’s health or safety, or the student being unable to locate their parents.

If there is an extenuating circumstance proving that you cannot provide your parent's information, you can submit request for review and submit the requested documentation on your Student Forms Account. Please log into your Student Forms Account and click the “request” button for a “Dependency Appeal” Form.

However, none of the conditions listed below, singly or in combination, qualify as unusual circumstances meriting a dependency appeal:

  1. Parents refuse to contribute to the student’s education.
  2. Parents will not provide information for the FAFSA or verification.
  3. Parents do not claim the student as a dependent for income tax purposes.
  4. Student demonstrates total self-sufficiency.

GRCC will review and process these requests as soon as your documentation is submitted. The Financial Aid Office will send an email to the student’s GRCC email address with any additional documentation requirements. After the documentation has been reviewed, the Financial Aid Office will send an email detailing the outcome of the request. If there is a change to the student’s financial aid awards, this information can be found on the student’s GRCC Online Center under the financial aid tile.

Student Loan Interest Rates for 2021-2022 Award Year on Track to Drop Sharply

Interest rates are determined each June 1 for the upcoming award year by adding a fixed percentage to the high yield of the 10-year Treasury note auctioned at the final auction prior to June 1. As a result of the auction on May 12, 2020, the interest rate for federal loans first disbursed on or after July 1, 2020 decreased from 4.53% to 2.75% for undergraduate Direct Loans, from 6.08% to 4.30% for graduate/professional Direct Unsubsidized Loans, and from 7.08% to 5.30% for Parent and Grad PLUS loans. The interest rate caps for these loans are 8.25%, 9.5%, and 10.5%, respectively.

Get help paying for internet service

Federal Pell Grant recipients may qualify for the Affordable Connectivity Program (ACP). ACP is a Federal Communications Commission (FCC) program that replaces the Emergency Broadband Benefit Program (EBB Program) to help low-income households pay for internet service and connected devices.

Check out our YouTube Channel!

You can now access some great information on the Financial Aid channel on GRCCtv on YouTube.

Secure File Upload for Financial Aid Forms

Students can now upload their financial aid forms via their Online Center:

  1. Sign into your MyGRCC account.
  2. Select Online Center.
  3. Select the Financial Aid tile.
  4. Select "Submit Files to Financial Aid” and upload your file.

COVID-19 Frequently Asked Questions

Q: How can I submit my outstanding financial aid documents?
A: The Financial Aid Office is receiving USPS mail and faxes. For the 2021-22 FAFSA, log into your StudentForms portal and upload requested verification documentation.

Q: What do I do if I have a financial hardship as a result of the classes being cancelled or any other issues concerning COVID-19?
A: Please contact the Financial Aid Office with any financial hardship concerns at please call us at (616-234-4030) or email us at financialaid@grcc.edu.

Q: Is the Financial Aid Office still open during this time.
A: The GRCC campus is open. The Financial Aid Office is happy to meet with you by phone, online or in person. Call (616-234-4030) make your appointment, or make your appointment online

Q: I don't have/can't afford internet access or access to a computer. What options do I have while my classes are moved online?
A: If you feel that you will be unable to be successful in online coursework due to a financial hardship, please contact us at (616) 234-4000 or email contact@grcc.edu.

Q: How is federal student loan interest being calculated at this time?
A: From March 13, 2020, through January 31, 2022, the interest rate is 0% on the following types of federal student loans owned by ED:

  • Defaulted and non defaulted federal direct loans
  • Defaulted and non defaulted FFEL Program loans
  • Defaulted and non defaulted federal Perkins Loans

Please note that some FFEL Program loans are owned by commercial lenders, and some Perkins Loans are owned by the institution you attended. These loans are not eligible for this benefit at this time.

Q: How can I use my financial aid to buy books and supplies for my summer semester classes?
A: A Bookstore Release Form is available and can be accessed via the Financial Aid tile on the Online Center. This will allow you to purchase books and supplies and have them mailed to you.

Contact Info

Fax
(616) 234-4091
Office
First floor, Raleigh J. Finkelstein Hall.

Office Hours

Monday - Friday: 8:00 am-5:00 pm

Phone Hours

Monday - Thursday: 8:00 am-5:45 pm
Friday: 8:00 am-4:45 pm

Faculty & Staff

Leadership

Erin McGill

Associate Director of Financial Aid Operations
(616) 234-4030

Staff

Sarah Laycock

Coordinator of Scholarships and State Financial Aid
(616) 234-4030

Kevin Perrin

Financial Aid Technical Specialist
(616) 234-4030
Transfer